And unlike some prepaid cards and traditional bank accounts, there are no monthly fees or minimum balance requirements. Our debit card works everywhere Visa Ⓡ debit cards are accepted. Your Chime Debit Card is linked to your Chime Checking Account, so you can forget about confusing fees or overdraft charges. Each one has its own personality and brings something different to the table. When you hear someone talking about their Chime card, that can mean they’re referring to either their Chime Visa ® Debit Card or their secured Chime Credit Builder Visa ® Credit Card.